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NEW HOMEOWNER

Purchasing & Building

Understanding your mortgage options can be daunting, and there is no “one size fits all” approach. We carefully guide you through the process, ensuring you get the best mortgage with the lowest rate.

OUR PROCESS

Mortgage Journey

Apply

STEP 1 - Apply

Get your budget. Start by completing an Online Application.

Verify

STEP 2 - Verify

Receive a checklist for the required documents to solidify the budget and pre-approval.

House Hunt

STEP 3 - House Hunt

Work with a Realtor within your budget. Having pre-approval gives you an edge when it comes time to make an offer.

Mortgage Underwriting 2

STEP 4 - Mortgage Underwriting

Once you accept an offer, we apply for mortgage financing through one of our many lending partners.

Get The Keys

STEP 5 - Closing

Once all of the conditions are fulfilled, the lawyer closes the transaction, and you receive the keys to your new home.

HOMEOWNERSHIP

Are you a First-Time Homebuyer?

Navigating your first home purchase shouldn’t be stress-full. We walk you through the entire process and help you become a home owner sooner.

Downpayment

Sources you can tap into for the downpayment.

Homebuyers Plan

Access investments through the CRAs Homebuyers Plan

First-Time Homebuyers Incentive

A shared equity incentive provided by CMHC.

Tools & Resources

Helpful articles and tools to assist in your purchasing journey.

BUILDING

New Construction

New home construction can take many forms. From a complex custom build project to a more common turn-key package. We will walk you through all of your options and see what fits you best.

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Custom

Financing available to build your own home in multiple cash instalments.

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Turn-Key

Work with a builder and choose the plan, fixtures and details.

MORTGAGE FACTORY

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