More Lenders

More Options

Mortgage Factory helps homeowners and buyers secure the best financing options from a variety of lenders across Canada. More Lenders mean more options!

Mortgage Factory


Our Services

We know that all lenders are not created equal – there are different products, qualifying criteria and fine print. That’s why we tailor our approach to ensure you get the right mortgage.

Our expert knowledge will help you find the perfect mortgage for your needs. From start to finish, we guide you every step of the way so you can be confident that your investment is secure and on track toward being mortgage free.

Home Buyers

Home Buyers

Mortgages for prospective homebuyers. Those who are purchasing their first home and those who are moving into another home or investing.



Mortgages for homeowners who are renewing or refinancing for their next big project or looking to save on interest.


Canada's Top
Mortgage Lenders

Mortgage Lenders specialize solely in mortgages. This means a low competitive interest rate for you. We have a network of Credit Unions, that offer unique mortgage options and brick-and-mortar banks to offer our clients even more mortgage options. With more lenders, we have more options that suit you.


Popular rates for Purchase and Switch Mortgages


Closed term, Fixed¹ rates for 3 and 5 year term.

3-Year Fixed
5-Year Fixed


Closed term, Variable¹ and Adjustable¹ rates.

5-Year VRM
5-Year ARM

Bank of Canada

Key interest rates set by the Bank of Canada.

Qualifying Rate²
Overnight Rate³
Prime Rate³

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Why M Factory


Mortgage Factory

Mortgage Factory has an extensive network of Canadian banks and lenders to secure your mortgage and get the best rate, privileges, and perks. Our streamlined process ensures a great experience that saves you time and money.


Explore Our Tools

Mortgage Calculator

Mortgage Calculator

Mortgage Lenders

Mortgage Lenders

Credit Score

Credit Scores 101

Broker Advantage Button

Broker Advantage


Join Our Team!

At Mortgage Factory, we’re committed to building strong relationships with our clients. We seek talented and passionate professionals dedicated to providing the best possible service.

We believe in empowering our employees to pursue their ambitions and reach their full potential. If you’re looking for a challenging and rewarding career, join us at Mortgage Factory!

Are You A Mortgage Agent?


Mortgage News

Too Early For Rate Decrease: Bank Of Canada

Bank of Canada Cuts Target Interest Rate By 0.25%

The Bank of Canada’s decision to lower its key lending rate by a quarter point to 4.75% today is welcome news for many borrowers.

Although the impact of a single rate cut is limited, it signals the start

The Housing And Mortgage Market Review: Q2 2024

The Housing and Mortgage Market Review: Q2 2024

Mortgage Professionals Canada is delighted to announce our new collaboration with Oxford Economics in delivering our revamped Housing and Mortgage Market Review. This essential resource is designed to help you stay on top of the latest economic trends

Legal Disclaimer

¹ The lender offers personal lending products and residential mortgages and is subject to those lending criteria, terms and conditions. Offers may be changed, withdrawn or extended at any time without notice. Interest rates are provided for information purposes only.
² OSFI’s guideline B-20 sets the minimum qualifying rate for mortgages. It is the greater of the contractual mortgage rate plus two percent or the five-year benchmark rate published by the Bank of Canada.
³ Bank of Canada’s published rate values.


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