Mortgage Factory

More Lenders

More Options

Mortgage Factory is a mortgage brokerage that helps homeowners and buyers secure the best financing options from top lenders across Canada, all in one place.


Our Services

We know that all lenders are not created equal – there are different products, qualifying criteria and fine print. That’s why we tailor our approach to ensure you get the right mortgage. Our expert knowledge will help you find the perfect mortgage for your needs. From start to finish, we guide you every step of the way so you can be confident that your investment is secure and on track toward being mortgage free.

New Homeowner

New Homeowners

Mortgages for prospective homebuyers. Those who are purchasing their first home and those who are moving into another home or investing.

Current Homeowners

Current Homeowners

Mortgages for current homeowners who are renewing or refinancing for their next big project or looking to save on interest.


Canada's Top
Mortgage Lenders

We have partnered with banks, specialized mortgage lenders, and credit unions in the mortgage industry to create the best customer experience. With more lenders, we have more options that suit you.


Latest Interest Rates


3-Year Fixed¹


5-Year Fixed¹


5-Year Variable¹


Prime Rate³


Qualifying Rate²


Mortgage Factory

Mortgage Factory has an extensive network of Canadian banks and lenders to secure your mortgage and get the best rate, privileges, and perks. Our streamlined process ensures a great experience that saves you time and money.


Are you an Agent?

At Mortgage Factory, we’re committed to building strong relationships with our clients. We seek talented and passionate professionals dedicated to providing the best possible service.

We believe in empowering our employees to pursue their ambitions and reach their full potential. If you’re looking for a challenging and rewarding career, join us at Mortgage Factory!


Mortgage News

Getting a pre-approval mortgage offers hopeful buyers peace of mind that they have an approved loan.  It is important...
When you think of the first steps in buying a home, you're probably thinking about talking to a...
In today's market, qualifying for a mortgage is no easy feat. Even the most financially-stable applicants may find...
Recently, there has been a remarkable rise in appraisal valuations; in some cases, it's even reached the purchase...

Legal Disclaimer

¹ Personal lending products and residential mortgages are offered by the lender and are subject to those lending criteria, terms and conditions. Offers may be changed, withdrawn or extended at any time, without notice. Interest rates are provided for information purposes only.
² OSFI’s guideline B-20 sets the minimum qualifying rate for mortgages. It is the greater of the contractual mortgage rate plus two percent or the five-year benchmark rate published by the Bank of Canada.
³ Bank of Canada’s published prime rate value.