Mortgage Factory

MORTGAGE FACTORY

More Lenders
More Options

M Factory is a Canadian mortgage brokerage that helps homeowners secure the best financing options from numerous lenders across Canada.

MORTGAGES

Our Services

New Homeowners

New Homeowners

Mortgages for first-time and repeat buyers. For new and existing homes.

Current Homeowners

Current Homeowners

Renewing a current mortgage or drawing on your home’s equity. We have a mortgage for it.

COAST TO COAST

Canada's Top Lenders

In addition to Canada’s lenders, we work with trusted partners in the mortgage industry to create the best customer experience.

MORTGAGE RATES

Lowest Rates

1 %

5-Year Variable¹

1 %

5-Year Fixed¹

1 %

Prime Rate³

1 %

Qualifying Rate²

WHY US

Mortgage Factory

Large network of banks and lenders to access the lowest rates.

MORTGAGE RESOURCES

Explore the Tools

Mortgage Calculators

Mortgage Calculator

Mortgage Lenders

Mortgage Lenders

Credit

Credit 101

Broker Advantage

Broker Advantage

JOIN THE TEAM

Are you an Agent?

At M Factory, we’re committed to building strong relationships with our clients. We look for talented and passionate professionals who are dedicated to providing the best possible service.

We believe in empowering our employees so they can pursue their ambitions and reach their full potential. If you’re looking for a challenging and rewarding career, join us at M Factory!

MORTGAGE NEWS

Latest Insights

Legal Disclaimer

¹ Personal lending products and residential mortgages are offered by the lender and are subject to those lending criteria, terms and conditions. Offers may be changed, withdrawn or extended at any time, without notice. Interest rates are provided for information purposes only.

² OSFI’s guideline B-20 sets the minimum qualifying rate for mortgages. It is the greater of the contractual mortgage rate plus two percent or the five-year benchmark rate published by the Bank of Canada.

³ Bank of Canada’s published prime rate value.

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