More Lenders

More Options

Mortgage Factory is a mortgage brokerage that helps homeowners and buyers secure the best financing options from top lenders across Canada, all in one place.

Mortgage Factory


Our Services

We know that all lenders are not created equal – there are different products, qualifying criteria and fine print. That’s why we tailor our approach to ensure you get the right mortgage.

Our expert knowledge will help you find the perfect mortgage for your needs. From start to finish, we guide you every step of the way so you can be confident that your investment is secure and on track toward being mortgage free.

Home Buyers

Home Buyers

Mortgages for prospective homebuyers. Those who are purchasing their first home and those who are moving into another home or investing.



Mortgages for homeowners who are renewing or refinancing for their next big project or looking to save on interest.


Canada's Top
Mortgage Lenders

Our Mortgage Lenders specialize solely in mortgages. This means a low competitive interest rate for you. We have a network of Credit Unions, that offer unique mortgage options and brick-and-mortar banks to offer our clients even more mortgage options. With more lenders, we have more options that suit you.

Mortgage Lenders


Interest Rates

3-Year Fixed¹
5-Year Fixed¹
(Prime -1.00%)
5-Year Variable¹
Qualifying Rate²
"Stress Test"
Bank of Canada
Overnight Rate³
Bank of Canada
Prime Rate³
Why M Factory


Mortgage Factory

Mortgage Factory has an extensive network of Canadian banks and lenders to secure your mortgage and get the best rate, privileges, and perks. Our streamlined process ensures a great experience that saves you time and money.


Explore Our Tools

Mortgage Calculator

Mortgage Calculator

Mortgage Lenders

Mortgage Lenders

Credit Score

Credit Scores 101

Broker Advantage Button

Broker Advantage


Join Our Team!

At Mortgage Factory, we’re committed to building strong relationships with our clients. We seek talented and passionate professionals dedicated to providing the best possible service.

We believe in empowering our employees to pursue their ambitions and reach their full potential. If you’re looking for a challenging and rewarding career, join us at Mortgage Factory!

Are You A Mortgage Agent?


Mortgage News

Everything You Need To Know About Property Taxes
Home Buyers

Everything You Need To Know About Property Taxes

Property taxes are a significant financial obligation for homeowners. These taxes fund essential services like schools, infrastructure, and public safety, making them a crucial

Home Buyers

4 Ways To Buy A Home With No Down Payment

Owning a house is a significant milestone but requires a substantial financial commitment! One of the essential requirements when buying a home is having

Legal Disclaimer

¹ The lender offers personal lending products and residential mortgages and is subject to those lending criteria, terms and conditions. Offers may be changed, withdrawn or extended at any time without notice. Interest rates are provided for information purposes only.
² OSFI’s guideline B-20 sets the minimum qualifying rate for mortgages. It is the greater of the contractual mortgage rate plus two percent or the five-year benchmark rate published by the Bank of Canada.
³ Bank of Canada’s published rate values.


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