Credit Score
Optimize Your Credit Score with Multiple Credit Cards
Having multiple credit cards can potentially have both positive and negative effects on your credit score, depending on how you manage them.
December 1, 2023
At Mortgage Factory, we provide expert knowledge on your mortgage options. Not all lenders are created equal. Each has its products, qualifying criteria, and fine print. We take an approach of tailoring the mortgage to suit your needs, narrowing down the top lenders that meet those needs, and ultimately securing the mortgage. We work with you every step of the way until you are mortgage free.
Every Year More Canadians Seek Expertise From A Mortgage Professional. Every bank has its qualifying criteria and may not have a mortgage that meets your unique needs.
We secure the mortgage through a top Canadian mortgage lender with one application. This saves you time, protects your credit, and saves you money!
We know that all lenders are not created equal – there are different products, qualifying criteria and fine print. That’s why we tailor our approach to ensure you get the right mortgage.
Our expert knowledge will help you find the perfect mortgage for your needs. From start to finish, we guide you every step of the way so you can be confident that your investment is secure and on track toward being mortgage free.
Mortgages for prospective home buyers. Those who are purchasing their first home and those who are moving into another home or investing.
Mortgages for homeowners who are renewing or refinancing for their next big project or looking to save on interest.
Having multiple credit cards can potentially have both positive and negative effects on your credit score, depending on how you manage them.
A high ratio mortgage is where the borrower’s down payment is less than 20% of the property’s purchase price. In Canada, such mortgages require
As the leaves turn vibrant shades of red and gold, and the crisp autumn air sets in, Canadians from coast to coast gather to
When it comes to closing on a home, first-time buyers often encounter a seemingly unexpected expense known as an “Interest Adjustment.” This question comes
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