M Factory

Mortgage Factory strives to provide the best rates, products and services to new and current homeowners across Canada. We believe everyone deserves the opportunity to own their home, and we are about making this process as easy and seamless as possible.

Our Process


How We Work

Making the best possible decisions for your future depends on being well-informed. At M Factory, we specialize in residential mortgages and make it our business to stay current on the latest policies, trends and financing options. We do the research and legwork so you can count on getting the best mortgage options available.

Our Vision

To be a national destination for new and current homeowners. We are continually refining our process, and our brokers, combined with the latest technology and expertise, make the most out of homeownership.

Our Mission

To educate clients on every mortgage option using cutting-edge technology for a unified client experience.


Discover M Factory

Culture is essential within the Mortgage Factory brokerage. We like to think we’re an easygoing, energetic and hard-working group of friends and family who are passionate about the thing we do, delivering every mortgage option to our clients.

Ambitious, eager and enthusiastic, but always willing to push the boundaries of innovation for our clients.

Company Culture
Company Transparency


Working With You

Mortgage Factory is an independent mortgage brokerage and is not employed by a financial institution. We chose this profession because we recognized the demand for expert financial advice.

Our interest is in securing a mortgage that fits your goals, not the bank’s. Everyone should have all of the information presented unbiased and transparent regarding their finances.

We adhere to the Code of Conduct set out by Mortgage Professionals Canada.


Join Our Team!

At Mortgage Factory, we’re committed to building strong relationships with our clients. We seek talented and passionate professionals dedicated to providing the best possible service.

We believe in empowering our employees to pursue their ambitions and reach their full potential. If you’re looking for a challenging and rewarding career, join us at Mortgage Factory!

Are You A Mortgage Agent?


Mortgage News

The Housing And Mortgage Market Review: Q2 2024

The Housing and Mortgage Market Review: Q2 2024

Mortgage Professionals Canada is delighted to announce our new collaboration with Oxford Economics in delivering our revamped Housing and Mortgage Market Review. This essential resource is designed to help you stay on top of the latest economic trends

Mortgage Interest Rate Cuts In June?

Mortgage Interest Rate Cuts In June?

February’s inflation numbers suggest a possible shift in the monetary policy stance of the Bank of Canada, with speculation rising that it may opt for its first mortgage interest rate cut as early as June.

First-Time Homebuyer Incentive Terminated

First-Time Homebuyer Incentive Terminated

The initial promise of the first-time homebuyer incentive seemed like a beacon of hope for many prospective homebuyers grappling with the challenge of saving up for a down payment. Regrettably, the program’s execution left much to be desired,


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