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MORTGAGE FACTORY

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M Factory is a Canadian mortgage brokerage that helps homeowners and buyers secure the best financing options from numerous lenders across Canada.

MORTGAGES

Our Services

New Homeowners

New Homeowners

Mortgages for first-time and repeat buyers. From turn-key, new construction and existing homes.

Current Homeowners

Current Homeowners

Renewing a current mortgage or drawing on your home’s equity. We have a mortgage for it.

COAST TO COAST

Canada's Top Mortgage Lenders

In addition to Canada’s lenders, we work with trusted partners in the mortgage industry to create the best customer experience.

MORTGAGE RATES

Today's Interest Rates

5.50%

5-Year Variable¹

4.79%

5-Year Fixed¹

6.45%

Prime Rate³

5.25%

Qualifying Rate²

WHY US

Mortgage Factory

M Factory has a large network of Canadian banks and lenders to access the best rates, privileges, and perks for your mortgage.

JOIN THE TEAM

Are you an Agent?

At M Factory, we’re committed to building strong relationships with our clients. We look for talented and passionate professionals who are dedicated to providing the best possible service.

We believe in empowering our employees so they can pursue their ambitions and reach their full potential. If you’re looking for a challenging and rewarding career, join us at M Factory!

MORTGAGE FACTORY

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Legal Disclaimer

¹ Personal lending products and residential mortgages are offered by the lender and are subject to those lending criteria, terms and conditions. Offers may be changed, withdrawn or extended at any time, without notice. Interest rates are provided for information purposes only.
² OSFI’s guideline B-20 sets the minimum qualifying rate for mortgages. It is the greater of the contractual mortgage rate plus two percent or the five-year benchmark rate published by the Bank of Canada.
³ Bank of Canada’s published prime rate value.