Mortgage Factory

MORTGAGE FACTORY

More Lenders

More Options

Mortgage Factory is a mortgage brokerage that helps homeowners and buyers secure the best financing options from top lenders across Canada, all in one place.

Mortgage Factory

MORTGAGES

Our Services

We know that all lenders are not created equal – there are different products, qualifying criteria and fine print. That’s why we tailor our approach to ensure you get the right mortgage.

Our expert knowledge will help you find the perfect mortgage for your needs. From start to finish, we guide you every step of the way so you can be confident that your investment is secure and on track toward being mortgage free.

Mortgage Factory

New Homeowners

Mortgages for prospective homebuyers. Those who are purchasing their first home and those who are moving into another home or investing.

M Factory

Current Homeowners

Mortgages for current homeowners who are renewing or refinancing for their next big project or looking to save on interest.

COAST TO COAST

Canada's Top
Mortgage Lenders

Mortgage Lenders

We have partnered with banks, specialized mortgage lenders, and credit unions in the mortgage industry to create the best customer experience. With more lenders, we have more options that suit you.

Mortgage Lenders

LOWEST RATES

Mortgage Interest Rates

5.04%

3-Year Fixed¹

4.89%

5-Year Fixed¹

5.70%

5-Year Variable¹

6.70%

Prime Rate³

5.25%

Qualifying Rate²

Why M Factory

WHAT SETS US APART

Mortgage Factory

Mortgage Factory has an extensive network of Canadian banks and lenders to secure your mortgage and get the best rate, privileges, and perks. Our streamlined process ensures a great experience that saves you time and money.

MORTGAGE RESOURCES

Explore Our Tools

Mortgage Calculator

Mortgage Lenders

Credit Scores 101

Broker Advantage

JOIN OUR TEAM

Are You An Agent?​

At Mortgage Factory, we’re committed to building strong relationships with our clients. We seek talented and passionate professionals dedicated to providing the best possible service.

We believe in empowering our employees to pursue their ambitions and reach their full potential. If you’re looking for a challenging and rewarding career, join us at Mortgage Factory!

Are You A Mortgage Agent?

M FACTORY

Mortgage News

4-Ways-To-Buy-A-Home-With-No-Down-Payment
Purchasing

4 Ways To Buy A Home With No Down Payment

Owning a house is a significant milestone but requires a substantial financial commitment! One of the essential requirements when buying a home is having

Homeowners Come Out Ahead Over Renters
Purchasing

Homeowners Come Out Ahead Over Renters

Despite higher home prices and larger mortgages, monthly housing costs are currently lower on average for homeowners than renters. According to a new study

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Legal Disclaimer

¹ The lender offers personal lending products and residential mortgages and is subject to those lending criteria, terms and conditions. Offers may be changed, withdrawn or extended at any time without notice. Interest rates are provided for information purposes only.
² OSFI’s guideline B-20 sets the minimum qualifying rate for mortgages. It is the greater of the contractual mortgage rate plus two percent or the five-year benchmark rate published by the Bank of Canada.
³ Bank of Canada’s published prime rate value.

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