Mortgage News

The latest Mortgage Headlines Interest Rates and Housing Market Data

Pumpkin with carved face, witch hat, broomstick, black cat, spider, skull, candy, and potion cauldron on Halloween themed background.

Happy Halloween

We hope your day is filled with spooky fun, sweet treats, and a little bit of magic. Whether you’re out trick-or-treating or celebrating with friends, we wish you a hauntingly good time! Stay safe and enjoy the festivities! 👻🍬

Detailed analysis of a miniature businessman on a printed business plan or strategy diagram, representing mortgage options, lending choices, or financial planning concepts.
Interest Rates

Fixed Vs Variable Interest Rates

Selecting the right mortgage is a pivotal decision for any homeowner. At the core of this choice are two primary rate structures: fixed and

Home loan application form with silver house-shaped keychain and blue pen, representing mortgage approval process and mortgage options.
Mortgage Tips

16 Mortgage Pre-Approval Do’s And Don’ts

Congratulations! You’ve secured a mortgage pre-approval—this is a significant step towards buying your new home. However, it’s essential to remember that the journey doesn’t

Bridge loan concept with buildings and houses, mortgage financing, real estate loan, financial planning, mortgage broker service.
Mortgage Tips

Everything About Bridge Mortgages

Buying and selling a home can be a complex and stressful process, especially when you need to sell your current property before purchasing a

Interest rate percentage dice and small house model balancing on a wooden plank in balanced scale, financial risk and mortgage concept, Mortgage Factory™ More Lenders. More Options. image.
Mortgage Tips

Standard vs. Collateral Charge Mortgages

Mortgage loans can be registered in various ways, with two common types being standard mortgage charges and collateral charge mortgages. Each serves different purposes

Maple leaf with Canada Day greeting, celebrating national pride and Canada's independence.
Just for Fun

Happy Canada Day

On behalf of the M Factory team, we would like to extend our warmest wishes to our Canadian customers as we celebrate Canada Day.

Start your Mortgage Journey today

Getting Pre-Approved is as easy as 1-2-3 with our online application