This calculator is for illustrative purposes only. Users should not rely on this calculator to make any financial decisions. Keep in mind that small differences in payment and savings estimates may occur due to variations in calculation methods used by different lenders. While every effort is made to keep this tool up-to-date, M Factory does not guarantee the accuracy, reliability or completeness of any information or calculations provided by this calculator. M Factory is not liable for loss or damage of any kind arising from the use of this tool.