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First Time Home Buyer

Buying a home is challenging. We walk you through each step of the process.

Home Buyers

Buying a new home, second home or rental property? We have several mortgage options to suite.

Homeowners

Is your mortgage working for you? See our renewing and refinancing options.

Broker Advantage

Compare Mortgage Professionals vs a Bank Branch.

Mortgage Tips

Approved! Time To Tackle Mortgage Conditions

You just heard those reassuring words “You are approved!” but

September 22, 2023

Home Buyers

Everything You Need To Know About Property Taxes

Property taxes are a significant financial obligation for homeowners. These

September 15, 2023

Mortgage Lenders

When choosing your mortgage, there are many options available. Our lenders range from Canada’s top banks, mortgage lenders and credit unions.

Mortgage Calculators

Calculate mortgage payment, the breakdown between the principal, interest and ways to pay your mortgage faster.

FAQs

Mortgage FAQs, Common Questions and everything you need to know in one place.

Mortgage Glossary

Our mortgage glossary is filled with definitions of terms you may come across during the mortgage process.

Credit 101

Credit agencies use propriety methods when determining your credit score. A borrower’s credit history is pivotal when applying for a mortgage.

Search

Search the mfactory.ca database

Mortgage Rates

We compare top lenders so you get the best mortgage rate. Check out the current rate offerings for fixed and variable term mortgages.

Historical Interest Rates

Interest rates posted for selected products by the major chartered banks

Fixes Vs Variable Rates

When choosing a mortgage, there are two rate structures: fixed and variable interest rates. Both have advantages and disadvantages.

Interest Rate

Fixed And Variable Interest Rates

When choosing a mortgage, there are two rate structures: fixed

August 25, 2023

Mortgage Tips

16 Mortgage Pre-Approval Do’s And Don’ts

You have applied for a mortgage and have a pre-approval!

August 18, 2023

Mortgage Tips

Approved! Time To Tackle Mortgage Conditions

September 22, 2023

Home Buyers

Everything You Need To Know About Property Taxes

September 15, 2023

Home Buyers

4 Ways To Buy A Home With No Down Payment

September 3, 2023

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M Factory™

Mortgage Factory strives to provide the best rates, products and services to new and current homeowners across Canada.

Our Team

We’re a creative, friendly and diverse team of mortgage professionals, who truly enjoy what we do.

Careers

We always seek passionate, dynamic and highly skilled individuals to join the team and take the next step in their careers with us.

Contact Us

At Mortgage Factory, we’re here to help you navigate the process and get the best mortgage possible.

Offbeat

Celebrating Labour Day

As we approach the first Monday in September, Canada is

September 1, 2023

Offbeat

Happy Canada Day

On behalf of the M Factory team, we would like

July 1, 2023

APPLY

MORTGAGES
TOOLS
RATES
NEWS
ABOUT

First Time Home Buyer

Buying a home is challenging. We walk you through each step of the process.

Home Buyers

Buying a new home, second home or rental property? We have several mortgage options to suite.

Homeowners

Is your mortgage working for you? See our renewing and refinancing options.

Broker Advantage

Compare Mortgage Professionals vs a Bank Branch.

Mortgage Tips

Approved! Time To Tackle Mortgage Conditions

You just heard those reassuring words “You are approved!” but

September 22, 2023

Home Buyers

Everything You Need To Know About Property Taxes

Property taxes are a significant financial obligation for homeowners. These

September 15, 2023

Mortgage Lenders

When choosing your mortgage, there are many options available. Our lenders range from Canada’s top banks, mortgage lenders and credit unions.

Mortgage Calculators

Calculate mortgage payment, the breakdown between the principal, interest and ways to pay your mortgage faster.

FAQs

Mortgage FAQs, Common Questions and everything you need to know in one place.

Mortgage Glossary

Our mortgage glossary is filled with definitions of terms you may come across during the mortgage process.

Credit 101

Credit agencies use propriety methods when determining your credit score. A borrower’s credit history is pivotal when applying for a mortgage.

Search

Search the mfactory.ca database

Mortgage Rates

We compare top lenders so you get the best mortgage rate. Check out the current rate offerings for fixed and variable term mortgages.

Historical Interest Rates

Interest rates posted for selected products by the major chartered banks

Fixes Vs Variable Rates

When choosing a mortgage, there are two rate structures: fixed and variable interest rates. Both have advantages and disadvantages.

Interest Rate

Fixed And Variable Interest Rates

When choosing a mortgage, there are two rate structures: fixed

August 25, 2023

Mortgage Tips

16 Mortgage Pre-Approval Do’s And Don’ts

You have applied for a mortgage and have a pre-approval!

August 18, 2023

Mortgage Tips

Offbeat

Happy Canada Day

On behalf of the M Factory team, we would like

July 1, 2023

APPLY

Search the mfactory.ca database

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MORTGAGES

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